Consumer Lending - Banking Credit Insight

“Regulatory compliance, customer advocacy and solid, steady growth.”

Listed above are the consistent themes our clients have asked NCS to aid them in advancing. To this end, NCS has developed, invested and obtained solutions to help further your institution’s performance. These offerings represent indirect methods of aiding you, such as helping your customers through credit protection packages, as well as efforts that will directly benefit your business, such as new account acquisition assistance that leverages our access to NSF history and more.

NCS offers a unique cost-effective approach to new account acquisitions, credit protection and lending. Our platform eliminates the need for antiquated mainframe solutions, delivering immense benefits to banks and lending institutions:

  • Increase account openings and loans by understanding and mitigating risk
  • Prevent fraud by providing credit protection packages
  • Assess risk from multiple channels
  • Foster customer relationships with credit protection packages

New Account Acquisitions – Safely open new accounts with our instant access to ChexSystems, banking history, NSF history and more. Applicants can also be instantly pre-screened against the OFAC database to comply with current law and regulation.

Lending – NCS has everything needed to screen loan applicants and assess credit risk. Automated decisions and queue management allow us to cater to all types of lending. With support for all major credit bureaus and sub-prime products, you’ll gain additional insight into virtually any applicant and gain the opportunity to serve new markets.

Credit Protection Packages – Offer your customers great identity theft protection through NCS. Along with our industry partners, we offer credit protection packages that include FICO score-monitoring, credit report-monitoring and AIG Identity Theft Insurance. You can never be too cautious when it comes to credit protection, but NCS will ensure your customers' information is safeguarded behind a reliable wall of credit protection.

Our advisers are ready to assist with a custom-designed program for your unique needs – contact us today to get started.


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